Personal Money Store

Overview

Personal Money Store is a modern website dedicated to finding you the loan you need when you really need it. Some lenders tend to help customers when they don’t really need money (meaning only lending to them when they have more than adequate income). We connect you with lenders, and they will do their best to fund you. Our staff is trained to you assist you in completing the online form – fast!

If you need a loan because your house burns down, if your car ceases to work, if your wife wants to take you out on the town, or for dozens of other reasons, we’re here to help. And funds are transferred into your checking account quicker than with traditional loans.

To your benefit we use a large network of lenders to fund your loan. Using our website you can have a loan direct deposited into your checking or savings from anywhere in the United States. You can be on vacation, be at work, on lunch, at home with the kids or having money deposited for that big date. Wherever you are and for whatever reason you have we want to help meet the financial needs of your life.



Finance Your Life – We’re Here to Help. Whether you need a personal loan, an installment loan or a payday loan – you’ll find the loan you need right here. We keep all of your information extremely confidential and make your loan very easy to obtain right from your computer.

Loan Features

Personal Money Store offers the following loan products:



Payday Loans
If you need cash now, payday loans with PersonalMoneyStore are secure, simple, and fast, giving you an instant decision for the money you need. We connect you with direct lenders offering payday loans up to $1,500 and installment lenders up to $6,000. Start today to get cash quickly deposited into your bank account.

Installment loans
Installment loans allow you to schedule out payments. Get up to $6,000 from our direct lending partners now. The installment lenders we work with schedule your payments over multiple pay periods, allowing you to repay over time. This safe, secure and hassle free process gets you the cash you need right now; so don’t wait – start today.

Emergency money
Are you saying, “I need money now for an emergency?” You can get that money you need, no matter what your emergency is, from moving expenses to car repairs of up to $5,000.

Personal Loans
Traditional banks are tightening their credit standards and rejecting more requests for personal loans. However, online personal loan and personal installment loan lenders have lined up to fill this growing void in the credit market. We work with several lenders and financial connecting services offering personal installment loans for up to $5,000.00. And you can get started now.

Additionally, through our direct lender connections, we are able to connect the borrower with much larger personal loans as well – as much as $35,000.

Short Term Loans
Getting short term loans means getting money fast and solving an immediate financial problem. Borrowers pay back short term loans within a few weeks, so there’s no long-term debt. Short term borrowers can simply fix the problem and move on. When it comes to keeping up with payments or handling expenses, sometimes timing is the most important factor. Short term loans help borrowers stay financially on schedule because they arrive in the borrowers bank account via direct deposit very quickly.

Loans with Bad Credit
Personal loans without a credit check may take into account your credit worthiness based in part on information obtained from your alternative credit report, but they come in many types. Although some loans don’t require checking your credit, higher loan amounts for short term lending, such as $25,000 to start a business, may take into account your credit worthiness based in part on information obtained from your credit report, require collateral and a credit check. However, you will find that most loans under $1000 do not. This is the real difference. This is a type of payday loan.

Application Process

All you do is fill out a short online form. Once you hit submit it takes up to 3 minutes to get a decision. If approved you will be redirected to the approving lender’s website where you will be presented with the interest rate, payment terms, etc. At that point you are not bound to accept the payday loan even though you have been approved.

What are the qualifications?
Your income needs to be over $1,000 per month. You must have a job or a steady source of income from retirement, benefits, etc. Some lenders prefer you to be employed. You must be at least 18 years old and a U.S. citizen. If you a member of the military far fewer lenders can approve you and all such lenders must comply with the Military Lending Act. As such, chances of getting connected with a lender are lower. Each lender will have additional or more specific requirements, but these are the bare minimum.

Filling out the form online should take only 2-5 minutes and processing should not take longer than another 3 minutes after that.

Repayment Terms

Due dates for payday loans online are usually upon your next payday. However, some lenders can extend that up to 45 days from the time of your loan. Online installment loans are also available in many cases. Most payday lenders offer loans in the amounts of $100 to $1,500 with installment lenders offering up to $6,000 and the average loan being between $300-$500. Fees are typically $15 to $45 per $100 borrowed, but vary depending on local and state laws.

Typical fees range from $15 to $351 for every $100 borrowed up to $500.00. (While these are typical fees, some lenders may charge more, and fees may be in addition to APR.) Fees per $100 begin dropping on loans larger than $500.00. Fees can sometimes be less than what borrowers can expect to pay for bouncing a check, having a utility disconnected, or paying a credit card bill late.

Customer Support

1-877-648-6471

1825 N Hutchinson Rd, STE 201
Spokane Valley, WA, 99212 United States

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