If payday loans are illegal in your state or you want to have more time to pay back what you borrow, consider an installment loan. Lendgreen can help you through a tough financial emergency no matter your credit history, and the loan proceeds go towards funding the Lac du Flambeau Reservation, a federally-recognized sovereign Indian Tribe.
Benefits of Lendgreen Loans
Bad credit is OK. Lendgreen takes your existing financial situation into account before making a decision. As long as you make the minimum monthly income, you will qualify for a Lendgreen installment loan.
Large availability. Lendgreen provides installment loans to residents of over 40 states.
Payment schedule. Unlike payday loans, you’ll be able to repay your loan in installments based on how often you get paid.
Repayment flexibility. You can make payments towards your loan automatically via direct debit, or you can send money orders, cashier’s checks or certified checks via mail. Lendgreen lets you make additional payments at any time, and you can pay your loan off before the due date for no additional fee.
Loan amounts vary from $100-$1,500. Approval amount is determined by the information provided on your application. New customers may qualify for loans ranging from $400-$1,200, while returning customers may qualify for loans up to $1,500. Installment loan terms vary from a minimum of 3 months to a maximum of 18 months, depending on your loan amount and your ability to make a specific payment amount each due date. You are able to make additional payments, as well as pay off your loan at any time by contacting Customer Care at least 3 business days prior to your next due date.
These loans are a means for consumers to get fast access to small amounts of money. The loan amount is typically less than a standard loan and there is a faster approval process to receive your money. This type of loan is not a good fit if you plan on using this loans as a long term solution for your financial needs, to pay off other outstanding debts or if you cannot repay your loan by the due date.
Getting a loan has never been as easy as it is with Lendgreen. We provide a fast and simple way to get the cash you need now. The first step is to fill out the information requested on our quick and easy application form. We take customer privacy seriously, so you can be confident that all information disclosed on the form is safe & secure. The application process does not usually require a credit check and everything is done online, meaning you can be approved without visiting a store.
Within seconds of submitting your application, you will receive a notification that will let you know if you are pre-approved and the amount you are eligible to receive. A live customer representative will contact you after you have been approved and will help you complete the loan process. To expedite the process sign the agreement that will be sent to you with an e-signature then call customer care first at 1-855-832-7227 to finalize your loan.
We deposit your cash from your loan directly into your designated bank account. The majority of customers receive the money within one business day and the window of delivery may vary depending on banking requirements. You can also choose to get the cash the same day using our wire transfer service for a $12 transfer fee.
To qualify for a loan with Lendgreen, we require:
• You are a U.S. citizen.
• You do NOT reside in Arkansas, California, Georgia, Maryland, Minnesota, New York, Pennsylvania, Virginia, West Virginia, and Wisconsin.
• You are not a member of the military or spouse/dependent of a member of the military.
• You are at least 18 years of age.
• You have a source of regular income that meets our minimum monthly net income requirement.
• You have a checking account that is ACH (Automatic Clearing House) accessible. If you are unsure if your bank account is ACH accessible please contact your financial institution.
Lendgreen strives to provide our customers with quick and convenient online loans. The chart below is designed to help you better understand how our loan interest rates and fees function for a standard $500 loan with a bi-weekly pay day if you repay close to maximum allowed period.
Lendgreen now provides Installment loans. Our easy installment loans divides your loan into equal payments over a period of time. The term of these loans are between 3 and 18 months but you are able to make additional payments, as well as pay off your loan at any time by contacting Customer Care at least 3 business days prior to your next due date.
$500 Installment Loan
Approaching Max Repayment Period
Approx 719.92% APR
The first payment is due on your next pay date. The first payment will vary from the payment plan amounts depending on your effective date. The last payment will vary depending on your remaining balance.
Your full payment schedule will be included in your loan agreement. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates. You control how soon you wish to pay off your loan. There will not be any fees or penalties for prepayment. If you do not have sufficient funds in your account to cover payment, you will incur a $30 NSF (non-sufficient funds) fee, after which a late fee of $30 may also be assessed after 5 days.
NIIWIN, LLC d/b/a Lendgreen
P.O. Box 221
Lac du Flambeau, WI