USA Payday Loans

Overview

Since 2000, USA Payday Loans has built its reputation as “Your Local 1-Stop Short Term Financial Lending Center” throughout Northern Illinois, Southern Illinois (St. Louis, MO area) and Southern Wisconsin USA Payday Loans has over 22 conveniently located stores to serve you.

Over 500,000 customers have come to rely on the courteous and experienced staff at each of our stores. USA Payday Loans Service Specialists go through a rigorous training program, so they can provide you exceptional service and put their knowledge to work to help you determine the best loan to meet your needs. Find our store nearest you. Come in today or call us now, and experience the difference that true customer service can make.

Loan Features

As a “1-Stop Full Service Financial and Lending Center”, USA Payday Loans offers a wide array of short term lending products, as well as MoneyGram to serve our customers, including:



Payday Advance Loans
Payday Installment Loans
Installment Loans
Auto / Car Title Loans
MoneyGram – Money Transfer / Wiring Services
MoneyGram – Bill Payment Services.

USA Payday Loans is one member of a family of Financial Service / Lending Companies including, USA Checks Cashed, MO Payday Loans, USA Payday Loans and AAA1 Auto Title Loans, operating more than 90 stores in California, Illinois, Missouri and Wisconsin.



Payday Loans
A Payday Loan is a very quick and simple loan. Do you have a bill that can’t wait until your next payday arrives? Are you burdened with an unexpected car repair? For whatever emergency you’re facing, a Payday Loan can help you get the cash you need fast! In most cases, the whole process usually takes only ten (10) minutes or less.

USA Payday Loans can issue you a Payday Loan for as little as $50.00 up to $864.00 for qualified borrowers. Your Payday Loan is a short-term loan that will become due two weeks from the date you borrowed the money, which is usually your next payday. That is why we call it a Payday Loan.

Payday/Installment Loans in Illinois
Our Payday Installment Loan is the perfect loan for our customers in Illinois who need to get money fast, but need up to 6 months / 180 days to pay the loan back. The minimum amount you can borrow is $100.00, and the maximum you can borrow is $1500.00. Our Payday Installment Loan is our most popular loan product. The biggest advantage of a Payday Installment Loan over a single payment Payday Loan, is an Installment Loan allows you to pay back the loan over a longer period of time. This makes it easier for you to keep your payments as small as possible, while giving you the flexibility to handle those unexpected emergencies.

Payday/Installment Loans – in Wisconsin
The USA Payday Loan’s Payday/Installment Loan is a very simple and easy loan. Our Payday/Installment Loan can help you with those unexpected bills or the unexpected emergency. If you have a bill that can’t wait until your next payday arrives, come in to USA Payday Loans and use our Payday/Installment Loan to borrow the amount to meet your needs.

In most cases, the whole process usually only takes ten (10) minutes or less. Our Payday/Installment Loan allows you to borrow between $100.00 – $500.00 and is a very flexible and convenient loan. Payments will be set up to coincide with your payday whether that is bi-weekly or monthly. There are no prepayment penalties. You can decide to pay off your loan anytime during the term of the loan, That is the best part …you decide how long you want to keep the loan out for.

Installment Loans – In Wisconsin
The USA Installment Loan is the perfect loan if you need to get money fast, but need 6 to 12 months to pay the loan back. The minimum amount you can borrow is $500.00, and the maximum you can borrow is $1500.00. Our Installment Loan is a popular loan product, and the most frequently used type of loan in the country. The biggest advantage of an Installment Loan over a traditional “single payment” Payday Loan, is an Installment Loan allows you to pay back the loan over a longer period of time, with affordable monthly payments. This makes it easier for you to meet the demands of all your other monthly bills, while giving you the flexibility to handle those unexpected emergencies. Our goal at USA Payday Loans is to help you overcome those temporary financial obstacles, by helping to keep your monthly payments as small as possible.

Car Title Loans
USA Payday Loans and AAA1 Auto Title Loans can help you turn your Car Title into cash, usually in less than 1 hour. Getting a Car Title Loan is simple and the process is fast. In Illinois you can borrow from $100 to $4,000. When we say simple, we mean simple. If you own your car, just drive in with your title, complete our simple application process, and then you can drive away with the cash you need. No credit checks.

Application Process

To qualify for a payday loan, you will need to have an open checking or savings account, proof of steady income, government issued identification, and not be an active member, or a dependent of an active member, of the armed forces. To apply for a payday loan, please bring in your most recent bank statement, current pay stub, imprinted personal check if you have a checking account and government issued identification.

What you need for Payday Loans:
Driver’s License, State Issued Photo ID or Passport
Proof of Income – Recent Pay Stub, Social Security Income, Disability Income, Pension Income.
Most Recent Bank Statement and Bank Routing Number

What you need for Payday Installment Loans:
Driver’s License, State ID or Passport
Proof of Income – Recent Pay Stub, Social Security Benefits Letter, or Settlement /Disability Letter, Pension
Most recent Bank Statement & Bank Routing Number
Blank Check(s)
Proof of your Social Security Number (Social Security Card, or Anything With Your SSN)

What you need for Car Title Loans:
Your Car & Your Car Title (with lien release of any prior lien)
Driver’s License, ID or Passport
Proof of Income – Recent Pay Stub, Social Security Income, or Disability Income.
Bank Statement & Bank Routing Number
Spare key to your vehicle (returned when loan is paid in full)

Repayment Terms

Amounts you can borrow:$100.00 – $500.00
Term:6 to 12 Months
Payment Frequency:Monthly or Every Two Weeks (Bi-weekly)
Pre-Payment:There are no prepayment penalties on any loans with USA Payday Loans
Your first payment of your 1st Payday / Installment Loan of up to $300 is always interest FREE!

Installment Loans – USA Payday Loans In Illoinois
Amounts you can borrow:$100.00 – $1,500.00
Term:Up to 6 Months / 180 Days
No. of Payments*:8 to 12 regularly scheduled bi-weekly payments (every two weeks). Loans based on Social Security Income are set up with 4 to 6 regularly scheduled monthly payments
Pre-Payment:Every 2 weeks. Social Security Income based loans are Monthly Payments
Payment Frequency:There are no prepayment penalties on any loans with USA Payday Loans

Payday Installment Loans In Wisconsin
Amounts you can borrow:$100.00 – $500.00
Term:6 to 12 Months
Payment Frequency:Monthly or Every Two Weeks (Bi-weekly)
Pre-Payment:There are no prepayment penalties on any loans with USA Payday Loans

USA Payday Loans – Car Title Loans
Amounts you can borrow:>In Illinois – From $100.00 – $4,000.00
In Wisconsin – From $100.00 – $5,000.00
Term:6, 12, 18 or 24 Months
Payment Frequency:Monthly
Pre-Payment:There are no pre-payment penalties on any loans with USA Payday Loans

Customer Support

1-866 878-5626

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